Credit Score

These 4 tips will get your credit score pre-approval ready 💳

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  1. Meet with a lender
    Have them pull your credit scores and talk you through it. If there are any discrepancies, report them to the credit reporting agencies and allow 30-45 days to investigate.
  2. Make your payments on time
    On-time payment habits are a major calculation when it comes to your credit score. Get in the habit of making your payments on time to give your score a boost.
  3. No big purchases
    You might be tempted to buy a new car to fill the extra garage stall, or buy all new furniture to fill up the new house. But, you should wait! Financing big ticket purchases like these impact your credit and could delay your home buying plans.

4 Keep your debt/income ratio low. Pay down your debt. High credit utilization like outstanding credit card bills, student loan debt, etc. have an impact on your credit score.


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